Finance and Economics
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Surely everyone has heard of pyramid schemes at least once in his life. However, not everyone can explain what it is and how such scheme actually works. The trader, regardless of his education, just has to be financially literate, so today we will analyze two of the most popular pyramid schemes. Financial pyramid scheme: theory From an economic point of view, a financial pyramid scheme is a scheme that aims to make a profit for its members. At the same time, the source of profit is the funds coming from the new members of this scheme. In simple words, a pyramid scheme is when those who joined it today bring "profit" by their contributions to those who joined...
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Оригинальное название: The Physics Of Wall Street. A Brief History Of Predicting The Unpredictable Авторы: Джеймс Уэзеролл / James Owen Weatherall Издательство: Манн, Иванов и Фербер, 2013 г ISBN ISBN 978-5-91657-946-8 Страниц: 320 стр. Формат: 70×100/16 Вес: 560 г Переплет: Твердый переплет Читать книгу Глава 1. Начало начал Читать книгу о деньгах и фондовых рынках Деньги, деньги, деньги… Сколько сил и изобретательности нужно, чтобы их заработать, сохранить и преумножить. И чем выше ставки, тем сложнее механизмы. Модель, предназначенную для предсказывания землетрясений, используют, чтобы предсказывать массовые обвалы фондового рынка. А сложнейшие идеи квантовой теории в скором времени могут быть использованы для создания более точного индекса потребительских цен. Думаете, блестящего экономического образования достаточно,…
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Every one of us dreams of having a passive income. To get money without doing almost anything, what could be more beautiful? One type of passive income is investing, when the money invested generates a steady income. Where did investing come from, and what interesting investment-related cases have happened in the financial world? Historical Background As surprising as it may be, investing began much earlier than the full-fledged financial markets. According to archaeologists' discoveries, investing money in order to multiply it took place before our era. People quickly came to the understanding that simple storage of money does not make anyone rich. One of the themes in the educational system of the ancients...
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The people around us, whether they are relatives, friends or neighbors, are always trying to give us advice, and often teach us how to live correctly, explaining how to act in this or that situation. Advice seems to them sensible, productive, but we rarely use it, sitting that we know better. In this case, harmful advice can work. Once they were very popular for naughty children, but now they can be given to unreasonable adults Keep a secret all about the company If you work in an office, then be sure to try to hide all information about your company activities from colleagues and employees. We all know that people have their own personal ...
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On New Year's Eve, even adults want a miracle. At the sound of the chimes, everyone makes wishes and believes that they will surely come true. This goes on from year to year, but dreams are in no hurry to come true. Why? Simply, a person, in addition to making a wish, must make an effort to make it come true. Here are a few tips to help change your life for the better. Learn how to formulate promises to make at New Year's Eve - a wonderful tradition. But by spring, all that's left are memories. To avoid this, it is worth adhering to certain rules: It is desirable not to make wishes, which have the particle "not. For example, we often swear to ourselves not to smoke,...
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When the ruble exchange rate begins to shake up and down, everyone in the country pays attention to foreign currency. There is a great desire to earn on the difference in exchange rates, getting a good profit. The U.S. dollar is of particular interest, and many Russian depositors want to keep their money in this currency. This decision looks justified; the U.S. dollar was predicted to collapse long time ago, but it feels quite confident in spite of the political and economic instability. This might seem surprising only to those who do not know that the biggest part of currency reserves is kept in USD. By the way, international settlements are also conducted in U.S. dollars, and it is in this...
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Do I trust banks today? Banks have become a part of everyone's life, playing an important role in it. In banks we take out loans for our own needs, to buy real estate, make deposits, open current accounts and much more. At the same time we entrust our confidential information to the banking structures on 100%. If you think about it, we have no other choice, because no one has canceled the identification of clients yet. If you refuse to provide this data, with a high probability you will simply be refused service. Fortunately, the banks themselves can not use the information provided by users for mercenary purposes, as at legislative level the state protects its residents. So, thanks to...
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Оригинальное название: The Truth Machine. The Blockchain and the Future of Everything Авторы: Пол Винья и Майкл Кейси / Paul Vigna и Michael J. Casey Издательство: Манн, Иванов и Фербер, 2017 г ISBN 978-5-00117-660-2 Страниц: 320 стр. Формат: 70×100/16 Вес: 653 г Переплет: Твердый переплет Купить книгу Читать книгу Глава 5. Четвертая промышленная революция Читать книгу о деньгах Новая книга авторов бестселлера «Эпоха криптовалют», в которой они рассказывают о технологии блокчейн и том, как она будет менять разные отрасли бизнеса и сферы нашей жизни. Эпоха криптовалют. Как биткойн и блокчейн меняют мировой экономический порядок В условиях современной экономики миром правит тот, кто контролирует потоки информации. Это хорошо видно на примере информационно-технологических гигантов вроде Google и Facebook:…
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Оригинальное название: Naked Money. A Revealing Look at Our Financial System Авторы: Чарльз Уилан / Charles Wheelan Издательство: Манн, Иванов и Фербер, 2017 г ISBN 978-5-00100-988-7 Страниц: 384 стр. Формат: 70×100/16 Вес: 768 г Переплет: Твердый переплет Купить книгу Читать книгу о деньгах Продолжение серии бестселлеров Чарльза Уилана — о неожиданно увлекательном, многообразном и странном мире, стоящем за цифрами на наших банковских счетах и купюрах в бумажниках. Посмотрите на любую купюру из вашего бумажника. Ровно ничто в этой купюре не обещает вам, что вы что-нибудь за нее получите: ни золота, ни серебра — ничего. Этот клочок бумаги напрочь лишен какой-либо внутренней стоимости. И все же ее стоимость не нулевая — и каждый из нас примерно представляет, какова она. Вооружившись такой бумажкой, можно обзавестись (в зависимости от номинала) бутылочкой…
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You got your paycheck, but it went to the momentary needs... You went to the cinema, went to a cafe or just bought food in the supermarket - and now the money is gone... Where does the money go, and why is it always gone? Let's discuss in this article. Why is there always a lack of money? The reason is simple: people don't calculate their own expenses. After all, if you ask any resident of our country, few people will answer exactly how much he spent on this or that item of expenditure, how much food costs in the supermarket, how much was spent on the repair of the vehicle and so on. The only expenses that people often remember, and the amount of which...
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Despite the fact that everyone has equal opportunities from the beginning, some people barely manage to find enough to eat, while others live their lives in a big way and do not deny themselves anything. So why do the poor become poorer and the rich become even richer, and what type of thinking belongs to them? Let's try to answer these questions right now. Wealth comes from God, and poverty is always a misfortune Do you still think that happiness is not about money? Yes, you can't buy health for it, but you can afford the kind of life that will keep you healthy for years to come. At the same time, you'll be living a life of nothing...
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Every independent person, thinking about the future, at least once in his life has wondered what is more profitable - to rent an apartment or take out a mortgage. On the one hand, you will constantly have to move from place to place and depend on the mood of the owner of the apartment. On the other hand, for a long time to deny yourself many things, just to pay the monthly mortgage payment in full and on time. However, in the second case you are already paying for your own apartment, which is undoubtedly pleasant. You have probably already guessed that each of the options has its advantages and disadvantages. That's what we're going to look at right now. "For" Mortgage Let's start by listing the advantages...
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To be a wealthy person, it is not enough to have a good job or a rich daddy. It is important to understand what prospects and possibilities you have and to what extent they coincide with your desires. There are four basic money questions that you must know the answers to in order not to fall into the financial abyss and to be an independent, successful person. 1. How much are you saving? Every reasonable person sets aside something "for a rainy day", "for vacation", "for unexpected expenses", "for retirement" in good times. There can be many of these items and you can vary the percentage based on your earnings and needs, but it's important to know how much money you have in reserve so you can plan your money life wisely...
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Bitcoin will be mined until the year 2140, but even today it is not easy to do. Especially if you only have a home computer at your disposal. And even so, there is no certainty that you will cover your electricity costs by mining. In the early days of mining it was easy, only the lazy ones didn't try the "free money". There were even precedents of buying a pizza for 10,000 bitcoins. Expensive purchase! But who knew. Now only 30% bitcoin wallets are actively used, the rest just keep the funds, including because the owner forgot, deleted or lost the password. Restore it, if you do not know, by the usual ways we can not. The anonymity of the system is not...
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Everyone loves a salary. And that love grows in proportion to the size of that salary. Along with the built-in joy of receiving it, salaries have some interesting facts, which the experts at Fortrader magazine are going to share with you today. Fact #1. Who are the highest paid workers Some get small salaries, some get big salaries, and some get very, very big salaries. According to the ranking of undeservedly high salaries (yes, there is such a thing), the first place has long been firmly held by real estate agents. Fact #2. Smart move by a generous director Ford Motor Company founder Henry Ford made our list with a classy gesture. On the 11th birthday of his automobile plant, Ford...
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Have you once again taken out a loan to buy a cell phone, TV or just for "current needs", driving yourself even deeper into debt? Does it seem to you as if it is all the fault of the state, which cannot provide people with normal living conditions, and of the producers, who obviously overprice their products? Unfortunately, all this is far from the truth. The only culprit for another debt or loan is your psychology, or rather, psychological attitudes. Credit - the financial kabbalah Yes, some loans can improve your financial situation, if you take them for business development and prosperity. However, in most cases, when you take out a loan, you get into even more financial kabbalah, starting...
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We all know the phrase from the legendary Soviet movie, "Citizens, keep your money in a savings bank... if you have it, of course. Except that today this is not exactly the best way to keep your money. Yes, you can keep money in an account at the Savings Bank or any other financial institution. But what if you need cash in a hurry? One way or another, you'll have to think about where to hide it. And right now we will tell you 12 very practical and interesting options where you can hide money. 1. Under the mattress. Of course, this is not the best way to hide your cash...
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It seems to you that earning a lot of money is enough to live and not deny yourself anything? Alas, sometimes even this is not enough. No matter whether you earn 10, 20, or 150 thousand rubles a month, if the money "leaves" like sand slips through your fingers, and you can do nothing about it, the result is the same: you are broke and you are thinking of whom you could borrow a thousand extra rubles from before the next paycheck. Fortrader magazine offers to learn how to effectively manage your budget - the funds that you have available. The following 10 recommendations given in this...
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Have you ever wondered why some people approach their goals every day and achieve them in a very short period of time, while others simply live as they have to, not thinking much about tomorrow? As a result, they meet old age, knowing that they do not have to boast of their special achievements. The answer to why this happens is very simple: the first people live according to their life plan, while others do not even think about it, but simply drift with the flow of life. However, even the presence of such a plan does not guarantee success, because in its preparation you can make a lot of...
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Original title: Gen Z @ Work. How the Next Generation Is Transforming the Workplace Authors: David Stillman / David Stillman Publisher: Mann, Ivanov & Ferber, 2018 ISBN 978-5-00117-167-6 Pages: 272 pp Format: 70×100/16 Weight: 460 g Hardcover Buy Book Read Chapter Book Chapter 6. Practicality Read a book about proper recruitment A book about a key force in today's job market, based on the largest study of Generation Z and co-authored with a member of that generation. Generation Z are those born between 1995 and 2012. Gradually they are becoming a major labor force in the labor market. This book is about members of Generation Z in a working environment. About their characteristics, significant differences from the "Millennials", habits, motivation, views on career and success. The author of the book, David Stillman, spent...
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