Eight steps that will bring you down to financial ruin
Thus, the publication Business Insider, based in the U.S., conducted a study in which it revealed. ForTrader magazine decided to tell more about them in order to warn its readers about possible financial dangers, and added another important step, which can be found at the very end of the article.
The ways below are ideal for those who have decided to go to a financial grave, or to test their nerves for strength. Otherwise, these tips can be an important reminder of what not to do, for those wishing to become successful people.
Financial suicidal people will find great understanding from current banks and lending institutions, who will gladly help them with this. The 40% paid by some for mortgages or other loans is the same percentage of probability for their financial collapse later on. And the use of credit cards and "express loans" that guarantee generous limits and usurious interest make it even easier!
Не следя за своим, говоря бухгалтерским языком, балансом, можно с легкостью получить непредсказуемое будущее с увлекательными приключениями и неожиданными поворотами. Настоятельно рекомендуется не считать свои расходы и доходы любителям «русской рулетки», а также народным умельцам тратить свою зарплату в первые дни после ее получения. Действительно, ведь есть же кредиты, а деньги — всего лишь бумага!
The love of easy earnings is in the blood of many people, because the desire to earn a legal income in 20%, lying on the couch and "not working for the uncle" is hard to kill. The concept of "financial literacy" and the principles of investing, as such people believe, for the weak. But they see nothing wrong with getting money out of thin air and are ready even to sell their car or mortgage their apartment for the sake of fabulous profits.
It is appropriate to compare young people to wild animals or birds. People feed the latter only in exceptional cases, when they are in danger due to natural factors, such as a harsh winter. Otherwise they die, becoming too dependent on humans. In the same way, young people who cannot adapt to independent life, having sat for a long time on their parents' necks and having lost or atrophied the necessary skills and thinking, may subsequently suffer from a constantly empty purse.
A future full of anxieties and sorrows terrifies the financial suicide. Retirement for him seems a distant line in life, after which it is not at all clear what to do next. Such people also do not care about thoughts of force majeure, such as getting fired, for example. If you don't want to descend into a financial grave, remember: Failed planning is the same as planned failure.
The nice shortcomings of your loved one, such as the desire to live a "big life" and the lack of desire to work, seem like such trifles against the background of true love! Only feelings are important, and the rest will come with it, think the financial suicides, who are quickly overconvinced by time.
Having a child without a clear plan to provide for him or her is a severe blow to your financial well-being. After all, children require extreme time and considerable funds, which in all likelihood can become an obstacle to self-development, business, study, travel abroad, etc.
Не секрет, что при болезнях человек не может хорошо работать, и каждая хворь отнимает силы и подрывает ваше стремление к финансовому благополучию. Не имея здорового тела, очень сложно получить финансовую независимость — аптека всегда будет лезть в ваш кошелек и преодолеть трудности будет куда сложнее. Поэтому, каждый раз подрывая свое здоровье вредными привычками и не обращая внимания на состояние своего тела, вы постепенно приближаетесь к финансовой дыре в своем бюджете.
To summarize, stepping down each of these steps is more difficult than it may seem to climb back up again. However, each of the financial problems is solvable - often people, when they get into this or that situation, reconsider their lives and move upward. Fortrader's editorial staff wishes you every success in achieving your financial well-being and not making financial mistakes.