How to earn on the stock market with a deposit of 10 thousand rubles
To invest in the stock market, it is not necessary to have exorbitant funds - a small amount will suffice. For example, one VTB share costs only 3.5 kopecks and for 10 thousand rubles you can buy as many as 285,000 shares. However, the commission on such transactions is likely to "eat up" most of the profits.
Are there any optimal options for investing a small amount in the stock market?
Option #1: Buying blue chips
- Difficulty of implementation: low
- Risk level: medium
- Potential loss: up to 50% from investments
- Potential profit: up to 100% from the investment
As you already know, blue chips on the stock market are called the most liquid shares of companies with large capitalization and in demand among investors.
Blue chips on the Russian market have different prices. The same VTB shares go on the stock exchange for a few kopecks apiece, and for one preferred Transneft share will have to pay thousands of rubles.
In addition, a competent investor is used to diversifying his risks, but with a small amount it will be quite difficult to do so. It would be optimal to include shares of 5-7 first-tier companies in the investment portfolio, but a budget of 10 thousand rubles will only be enough for the securities of a couple of companies, for example, for several Sberbank shares and one Magnit share.
It should not be forgotten that shares on the Russian market are sold not "by the piece," but by the lot. For example, for Sberbank securities the lot is 10 shares, and for VTB shares the minimum lot is 10 thousand shares.
Option № 2: buy little-known shares of the second and third tier
- Difficulty of implementation: high
- Risk level: very high
- Potential loss: up to 80% from investments
- Potential profit: up to 200% of investment
The price of blue chips usually changes smoothly, without sharp jumps, so it would be unsportsmanlike to expect such stocks to grow a few dozen percent a year.
Second- and third-tier stocks are another matter, many of which ordinary investors are not even aware of. Such stocks, even for no apparent reason, can significantly increase in price. For example, between March 2018 and March 2019, the price of 12 third-tier companies more than doubled.
The growth was led by the securities of the company, the information about which is impossible to find in analytical forecasts - Saratov defense plant "Tantal". Its shares went up from 62 rubles per share to 196 rubles without any news or financial statements of the "century-old" being published on its official website.
Investing in such stocks is a kind of lottery. It is very difficult to make accurate predictions about such securities. It is possible to buy shares, the price of which will not "shoot", but will stand in the same place for years, if not collapse at all. So this way of making a profit is suitable only for gamblers and thrill-seekers.
Option #3: Buying ETFs and exchange-traded mutual funds
- Difficulty of implementation: low
- Risk level: medium
- Potential loss: up to 30% of capital
- Potential profit: up to 50% of capital
Collective investment funds offer investors the opportunity to invest their money not in any particular securities, but in the whole set, which includes currencies, indices, commodities, etc.
Shares of ETFs and their Russian counterparts - stock mutual funds you can easily buy on the Moscow Stock Exchange. Shares of different funds cost differently - from 1000 to 3000 and more rubles apiece, respectively, for 10 thousand rubles you can buy from 2 to 9 shares of ETF or stock mutual fund.
Option #4: purchase of bonds
- Difficulty of implementation: medium
- Risk level: low
- Potential loss: up to 9%
- Potential profit: up to 19% if purchased on EIS
The highest reliability is federal loan bonds (OFZ)The yields of OFZs are not the highest at the moment, as they are comparable to the key rate of the Bank of Russia. The yield of OFZs is not the highest at the moment, as it is comparable with the key rate of the Bank of Russia.
However, if you use the tax incentives for the purchase of OFZs on EIS, the profit could be up to 19% per year.
In addition to OFZs, you can buy bonds of large companies with state participation, such as Rosneft, Sberbank, Gazprom, etc. Such bonds can sometimes be bought cheaper than their nominal price, which will give a yield in the range of 9%.
Results
The securities market is not the prerogative of investors with fat wallets. Of course, the larger the amount to be invested, the more opportunities, but even with a small amount you can always find investment options with acceptable risks and returns.